:root{--bg:#FFFFFF;--bg-2:#FAF7F0;--bg-3:#F5EFDF;--navy:#0B1E3F;--navy-2:#152F63;--gold:#C9A035;--gold-2:#D9B658;--gold-deep:#8E6E1F;--ink:#0A1220;--ink-2:#26221A;--muted:#5A5245;--line:#E7E1D3;--line-strong:#D6CDB4;--kakao:#FEE500;--maxw:1180px}*{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth}html{overflow-x:hidden}body{font-family:Pretendard Variable,Pretendard,-apple-system,system-ui,sans-serif;background:var(--bg);color:var(--ink);line-height:1.6;-webkit-font-smoothing:antialiased;padding-bottom:76px;word-break:keep-all;overflow-wrap:break-word;overflow-x:hidden;max-width:100%}@media(min-width:820px){body{padding-bottom:0}}.wrap{max-width:var(--maxw);margin:0 auto;padding:0 22px}.topbar{background:linear-gradient(180deg,#fbf3c8,#e9d36e 55%,#d7b84a);color:var(--navy);font-size:.84rem;letter-spacing:-.01em;box-shadow:inset 0 1px #ffffff8c,0 1px #a8842447}.topbar 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a{color:var(--ink);text-decoration:none;font-size:.95rem;font-weight:700;white-space:nowrap;position:relative;padding:16px 0;transition:color .15s}.bar-nav-inner a.is-active{color:var(--navy)}.bar-nav-inner a.is-active:after{content:"";position:absolute;bottom:-1px;left:0;right:0;height:2px;background:var(--gold);border-radius:2px}.bar-nav-inner a:hover{color:var(--gold-deep)}.bar-sub{background:var(--bg-2);border-top:1px solid var(--line)}.bar-sub-inner{max-width:var(--maxw);margin:0 auto;padding:14px 22px;display:flex;gap:18px;align-items:center;overflow-x:auto;scrollbar-width:none;font-size:.86rem}.bar-sub-inner::-webkit-scrollbar{display:none}.bar-sub-label{font-weight:700;color:var(--muted);white-space:nowrap}.bar-sub-inner a{color:var(--navy);text-decoration:none;font-weight:800;white-space:nowrap;transition:color .15s}.bar-sub-inner a:hover,.bar-sub-inner 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h1{font-size:clamp(2.1rem,5vw,3.4rem);font-weight:900;color:var(--navy);letter-spacing:-.035em;line-height:1.25;word-break:keep-all;overflow-wrap:break-word}.hero-lead{margin-top:20px;font-size:1.02rem;color:var(--ink-2);max-width:46ch;line-height:1.78;word-break:keep-all;overflow-wrap:break-word}.hero-cta-row{margin-top:32px;display:flex;flex-wrap:wrap;gap:12px}.btn-kakao{display:inline-flex;align-items:center;gap:10px;padding:15px 26px;border-radius:12px;background:var(--kakao);color:#3a1d1d;text-decoration:none;font-weight:800;font-size:1rem;box-shadow:0 8px 20px -8px #fee50080;transition:transform .15s,box-shadow .2s}.btn-kakao:hover{transform:translateY(-1px);box-shadow:0 12px 28px -8px #fee5008c}.btn-soft{display:inline-flex;align-items:center;padding:15px 26px;border-radius:12px;background:#fff;color:var(--navy);border:1.5px solid var(--line-strong);font-weight:700;font-size:1rem;text-decoration:none;transition:border-color .15s}.btn-soft:hover{border-color:var(--gold)}.hero-live{margin-top:28px;display:flex;align-items:center;gap:10px;font-size:.9rem;color:var(--ink-2);font-weight:600}.live-dot{position:relative;width:8px;height:8px;border-radius:50%;background:#16a34a;box-shadow:0 0 0 2px #16a34a2e}.live-dot:after{content:"";position:absolute;inset:-4px;border-radius:50%;border:1.5px solid #16A34A;opacity:.45;animation:pulse-ring 1.8s ease-out infinite}@keyframes pulse-ring{0%{transform:scale(.7);opacity:.7}to{transform:scale(1.6);opacity:0}}.band{padding:80px 0}@media(max-width:820px){.band{padding:56px 0}}.band-dark{background:var(--navy);color:#fff}.band-gray{background:var(--bg-2)}section{padding:80px 0}@media(max-width:820px){section{padding:56px 0}}h2{font-size:clamp(1.7rem,3.6vw,2.3rem);font-weight:900;color:var(--navy);letter-spacing:-.03em;line-height:1.25}.band-dark 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var(--navy)}.calc-cta-ch{background:var(--navy);color:#fff}.calc-cta-ka{background:var(--kakao);color:#3a1d1d}@media(max-width:400px){.calc-cta{font-size:.75rem;padding:12px 4px}}.rate-section,.blog-section,.carrier-section,.step-section,.policy-grid,.diag-section{border-top:1px solid var(--line)}.today-badge{display:inline-block;padding:12px 14px;border-radius:4px;background:var(--gold);color:var(--navy);font-size:.78rem;font-weight:800;letter-spacing:.1em;margin-right:8px}.rate-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}@media(min-width:640px){.rate-grid{gap:20px}}@media(min-width:1020px){.rate-grid{grid-template-columns:repeat(4,1fr)}}.rate-card{text-decoration:none;color:var(--ink);border-radius:16px;overflow:hidden;border:1px solid var(--line);background:#fff;display:block;transition:transform .2s,box-shadow .2s}.rate-card:hover{transform:translateY(-3px);box-shadow:0 16px 36px -16px #0b1e3f33;border-color:var(--line-strong)}.rate-thumb{aspect-ratio:16/9;overflow:hidden}.rate-thumb svg{width:100%;height:100%;object-fit:cover;display:block}.rate-body{padding:18px}.rate-body h3{font-size:1rem;font-weight:800;color:var(--navy);margin-bottom:8px;letter-spacing:-.01em}.rate-body p{font-size:.88rem;color:var(--ink-2);line-height:1.65;margin-bottom:14px}.rate-price{display:block;font-size:.85rem;color:var(--muted);font-weight:600}.rate-num{font-size:1.05rem;font-weight:900;color:var(--gold-deep);margin-right:4px}@media(max-width:639px){.rate-card{border-radius:12px}.rate-body{padding:10px}.rate-body h3{font-size:.82rem;margin-bottom:4px;line-height:1.3}.rate-body p{display:none}.rate-price{font-size:.72rem}.rate-num{font-size:.88rem}}.post-grid{list-style:none;display:grid;gap:20px}@media(min-width:640px){.post-grid{grid-template-columns:repeat(2,1fr)}}@media(min-width:1020px){.post-grid{grid-template-columns:repeat(4,1fr)}}.post-card a{display:flex;flex-direction:column;text-decoration:none;color:var(--ink);border-radius:16px;overflow:hidden;border:1px solid var(--line);background:#fff;transition:transform .2s,box-shadow .2s;gap:18px}.post-card a:hover{transform:translateY(-3px);box-shadow:0 16px 36px -16px #0b1e3f33;border-color:var(--line-strong)}.post-thumb{width:100%;aspect-ratio:400/260;display:block;overflow:hidden;flex-shrink:0}.post-thumb svg{width:100%;height:100%;display:block}.post-body{padding:0 18px 20px}.post-cat{display:inline-block;font-size:.78rem;font-weight:800;color:var(--gold-deep);letter-spacing:.02em;margin:0 0 12px;padding:7px 12px;background:var(--bg-3);border-radius:8px}.post-body h3{font-size:.97rem;font-weight:800;color:var(--navy);margin-bottom:6px;letter-spacing:-.01em}.post-body p{font-size:.86rem;color:var(--ink-2);line-height:1.6}.rank-list{list-style:none;margin-top:32px;display:grid;gap:14px}.rank-item{display:flex;gap:20px;padding:24px 26px;border-radius:14px;background:#fff;border:1px solid var(--line)}.rank-item.rank-cta{background:#c9a03514;border-color:var(--gold);flex-direction:column;align-items:center;text-align:center;gap:10px}.rank-num{width:36px;height:36px;border-radius:50%;background:var(--navy);color:var(--gold-2);display:grid;place-items:center;font-weight:900;font-size:.95rem;flex-shrink:0}.rank-title{display:block;font-size:1.05rem;font-weight:800;color:var(--navy);margin-bottom:6px;letter-spacing:-.01em}.rank-item>div>p{font-size:.93rem;color:var(--ink-2);line-height:1.7}.rank-cta-q{font-weight:800;color:var(--navy);font-size:1.05rem}.rank-cta-sub{font-size:.92rem;color:var(--muted);margin-top:4px}.rank-cta-btn{display:inline-block;margin-top:10px;padding:12px 28px;border-radius:999px;background:var(--navy);color:#fff;text-decoration:none;font-weight:700;font-size:.95rem;transition:background .15s}.rank-cta-btn:hover{background:var(--navy-2)}.carrier-grid{margin-top:32px;display:grid;grid-template-columns:repeat(2,1fr);gap:16px}@media(min-width:640px){.carrier-grid{grid-template-columns:repeat(4,1fr)}}.carrier-card{display:flex;flex-direction:column;gap:6px;padding:26px 20px;border-radius:16px;background:var(--bg-2);border:1px solid var(--line);text-decoration:none;color:var(--ink);transition:border-color .2s,background 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